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3 Mistakes You Should Avoid If You Want To Get Out of Debt

Raymond Aaron, the nation’s number #1 success and investment coach, has committed his life to teaching people just like you how to utilize his powerful goal setting strategies and life management tools to dramatically change your life for the better.


Here are 3 things that will make it difficult or even impossible to get out of debt. If you notice yourself doing any of these, then you can breathe a sigh of relief--because things are about to get easier when you stop doing them!

1. Don't blame the economy. Or the bad habits your parents taught you. Or your boss who won't give you that raise you so desperately need (want...).

Acting as though someone else is responsible for your problem does NOT empower you to be able to change that problem. And it sure won't help you get out of debt.

Even if your financial state is somehow someone else's fault, you can bet they won't feel too inclined to get out of debt for you!

Give yourself power over your problem by owning it and taking responsibility for it--even if you didn't create it.

2. Don't try to make more money. This isn't a problem in and of itself. But it does become a problem when you use it as part of your strategy to get out of debt.

You would think this would be the number one thing to do, right? But a raise in income rarely helps anybody to get out of debt. In fact, most people will just dive down further in the red, in direct proportion with their new higher level of income!

Really, what you should do instead is change how you spend. Otherwise, you're very unlikely to ever get out of debt, no matter how much money you make. People of all incomes are in debt, and it's because of their spending habits--not the adequacy (or supposed inadequacy) of their incomes.

A complete guide to changing your spending habits is beyond the bounds of a single article. But almost every one can look at their monthly spending habits and find non-essentials that can be cut out or accomplished more cheaply, with the resultant savings being used to help you dig yourself out of the red.

Even if you do get out of debt without a change of spending habits, you'll likely end up in the same bad financial situation within a year or two's time if you don't change the way you spend money.

3. Don't expect to get out of debt overnight. Or within a year's time. Removing debt from your life and getting back on your feet financially is a process that will take some time.

The worst thing you can do is to just give up and file for bankruptcy because you think it will take an impossibly long time to get out of debt. Once you decide the steps you need to take, just make sure you stick to them. With every passing month you'll see improvements--sometimes more than you expected.

Soon--perhaps a lot sooner than you think--you will get out of debt, just as long as you stick with your plan and keep your goal in front of you.

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2 Things to Quit If You Want to Get Out of Debt

There are two things you absolutely have to quit if you want to get out of debt. Neither one of them involves you changing your spending or saving habits, either!

These two things you need to quit in order to get out of debt come before any action on your part. If you want your efforts to get out of debt to really be effective, you must first make two shifts in your attitude. Only then will your actions propel you in the right direction.

1. Quit blaming the economy. Or the bank. Or the credit card company. Or your parents' bad spending habit that you unfortunately picked up. While you're at it, quit blaming yourself as well!

Blame isn't going to get you anywhere. Even if it did, the you that racked up all that debt is different than the you that's trying to erase that debt forever. So lay off the economy and lay off your parents. And if you want to get out of debt (or fix any other mess you have in your life), lay off yourself. Blame won't get you anywhere.

But responsibility will. That's why you have to take responsibility for your debt. Even on the off-chance that someone else ran up all your credit cards and you are irrevocably stuck with the bill, it's now your responsibility.

When you blame someone else, you frame your problem as something that someone else has control over. And when you blame yourself, you spend energy tearing yourself down.

When you take responsibility, you take control of your situation. Your mental attitude then empowers you to own your situation. Only then will you be able to do with your situation what needs to be done.

2. Quit dwelling on how deep in the red you are. It's good that you finally realized the full importance of what it means to be in debt. And it's good that you realized what it means to have your specific debt. After all, you can't adequately take care of a problem until you've identified it, and taken stock of how large (or small) it is.

Realizing how big your problem is important--but it's only a single step. And it's certainly not a process that will solve anything.

Nobody ever fixed their problems by thinking about how bad those problems were. Instead, they thought about how good their lives could be if they fixed those problems--and then got to work doing whatever they needed to do.

You activate the Law of Attraction every time you pair a focused thought with a strong emotion. Anyone who is in debt is likely to have some pretty strong feelings about it. But since you get more of what you focus on, it's better to focus on the happy feeling that you will someday get out of debt, than on the sad feeling that you're already so far in it!

I know how overwhelming this feeling can be--I was once over a million dollars below the black! But I eventually figured out that I wasn't going to change anything for the better if I worked for the good but dwelled on what was bad.

Take responsibility for your situation and spend your emotional energy on how good you're going to make things. Only then will you have the right frame of mind to get out of debt!

For more information, go to www.giftfromraymond.com

My Mentor

Okay, I have posted a lots of articles written by Raymond Aaron but I didn't introduce who is he. Now it's the time to tell you guys why I am featuring his articles.

Reasons are the following:
☻ I really love his point of views
☻ He is an internationally-famous dynamic professional speaker on the topic of DOUBLE YOUR INCOME DOING WHAT YOU LOVE.
☻ The Double Your Income Guy (DYI)
☻ He is the nation’s number #1 success and investment coach, has committed his life to teaching people just like you how to utilize his powerful goal setting strategies and life management tools to dramatically change your life for the better.
☻ Raymond has spent many years developing, refining, and testing the techniques that he teaches so you don’t have to struggle to get what you want in life. You don’t have to reinvent the wheel. You just have to follow his guidance.
☻ He used his own innovative techniques developed over the last two decades, he shows you how to—step-by-step—take conscious control of your world so you can double, triple, even quadruple your income doing what you love to do.
☻ He is absolutely committed to helping you achieve what you want in this lifetime—just as he has helped hundreds of thousands of others around the world achieve their dreams.
☻Raymond credits his success to the collected wisdom he has received from his mentors and his own life-tested techniques. Techniques that can help you create the most joyful, abundant life you can imagine. Techniques, incidentally, that he himself applies everyday.
☻ And many more :D




Thank you Raymond! Hope I'll meet you soon..**wishin**

Double Your Income With Health, Happiness, and Passion

You may already know that differences in brain chemistry affect how men and women communicate, but did you know that the same type of dissimilarities impact our health, happiness and ability to maintain passion in a relationship?

Dr. John Gray, the author of "Men Are from Mars, Women Are from Venus," says that mineral deprivation and the Mars/Venus principle both play a significant part in relationship issues, as do sharp increases and decreases in sugar levels. Simply put, men and women have different nutritional needs but don't usually fit diet to gender.

Plus, understanding and accommodating our individual foods requirements has become significantly more important since we're not getting the nutrients we need from our food because synthetic fertilizers have depleted farming soil of the minerals essential to our wellbeing. Additionally, our water is impure and we're getting less oxygen because the air is polluted.

To make matters worse, we're all living with consistently higher levels of stress on a daily basis at the same time that many of the foods we're eating are sending us on roller coaster rides of emotional ups and downs.

Specifically, minerals are essential for producing the metabolic or digestive enzymes necessary to activate all the processes in our bodies. Deficiency makes our bodies less able to digest proteins properly which means that we don't produce enough amino acids to give the brain enough of the two main chemicals in the brain that affect moods, emotional responses and arousal levels (dopamine and serotonin). Men are more likely to have low levels of one; women the other.

At the start of a new relationship both genders produce greater levels of these brain chemicals so the two people involved feel caring and passionate and are able to give and receive what they need from the other partner; over time, however, if they aren't getting enough minerals, imbalances occur and problems ensue.

Men produce less dopamine than they need and require more activities outside the relationship to help them experience pleasure. Most often work becomes the top priority because there are more opportunities to stimulate dopamine production through the "high" that comes from feeling successful. Sports, making money, driving fast and other risky activities also increase the amount of dopamine.

In addition, men have the gene that converts alcohol into dopamine whereas women react to its sugar content which may lead to a physical "crash." Women are also more likely to have low serotonin levels because they need more of it to relax the emotional part of the brain than men do. The things that give them pleasure, like nurturing, feeling romantic and receiving empathy, also produce more oxytocin, which is the love hormone.

Chemical levels are also impacted greatly by the ongoing stress that comes from life responsibilities like meeting the mortgage and paying utility bills. Our bodies respond to stress by elevating cortisol levels which is fine when there really is an emergency; the fight or flight phenomenon uses up the extra cortisol we produce and then allows the body to rest. Constant stress, on the other hand, results in a build up of this chemical which inhibits our ability to burn fat.

For women, who are more indoctrinated to worry about body image, high cortisol levels have a negative emotional affect on their ability to feel good about themselves and their sexual desires. They may turn to high-sugar comfort foods which only make the situation worse across the board.

Here are five things everyone can do to help their bodies and their relationships better:

1. Stop using artificial sweeteners

2. Avoid trans fats

3. Drink a glass of lemon juice, water and aloe vera every morning.

4. Jump up and down for at least 5 minutes every morning to increase the amount of oxygen and endorphins entering your body. You'll have more energy, think clearer and start the day off feeling better than you would otherwise.

5. Replace your usual breakfast with a protein shake. Add ground flax seed, apple and ground almonds. Use molasses to sweeten.