Two Counter-Intuitive Steps to Get Out of Debt

Here are two steps that I feel are essential if you want to get out of debt. They may sound a little strange at first, but they make perfect sense once you give them a little thought.

1. Focus your concentration away from your debt.

You might think that to get out of debt, you need to think about your debt a lot. But nothing could be further from the truth.

Of course you need to take the steps to get your financial situation back into positive numbers. But you don't need to focus obsessively on your debt. If you do, you're only too likely to get more of the same.

The Law of Attraction states that we get more of the things that we a) focus on b) with great emotion. If you focus on your money problems while feeding into your feelings of worry, then guess what? You'll only end up with more money problems and more worry. That's certainly no way to get out of debt!

Spend the proper effort to figure out where you are financially and what you can do to get where you want to be. That is the only responsible thing to do--the only thing that will get you out of debt.

Then, after that, get on with the rest of your life. After all, haven't you already done a good enough job with your plan? If you have, then there is no need for worry, as you will be out of debt in good time.

You might even indulge in a little happiness as you picture your future wealth!

2. Don't be afraid to spend money. If you want to get out of debt, you've got to be really tight with your money--right? After all, you wouldn't want to get any deeper in debt! Right?

Right?

Well, kind of.

It's certainly true that you don't want to spend frivolously. You can still live well without going out to eat or buying name brands. Most of us don't need all the services we pay for every month, and most everybody could probably cut at least one. We all have places we can cut corners.

But hanging on to your dollars with a tight fist and being scared to spend, only puts you into a scarcity mentality. And that mentality is all too much like the debt-focused attitude mentioned above. Its effect on what you attract into your life is the same.

Another way in which you shouldn't be afraid to spend money has less to do with your attitude and more to do with financial services. Don't be afraid to hire a financial advisor or to spend money on a financial membership course in order to get out of debt. After all, these people spend their entire careers guiding people through situations like yours. The money you spend on their services or guidance is likely less than the money you'd spend in the trial-and error process of doing it yourself. And that's only one reason it's highly important to enlist outside aid if you want to get out of debt.